
Dental Insurance
What is dental insurance?
Dental insurance allows patients to reduce the cost of treatment by pre-negotiating discounted costs with providers. There are many insurance providers and plans, each with unique coverages and limitations.
How does dental insurance work?
We will verify benefits and provide out-of-pocket estimates prior to your appointment. After treatment, we provide a courtesy service to bill out to the insurance company on your behalf. Any balance remaining after the insurance company pays becomes the responsibility of the patient.
What insurance plans do you accept?
All of our dental providers accept plans from most major insurance providers, including Delta Dental, Guardian, MetLife, Cigna and Principal. Our practice only accepts PPO plans.
Are you accepting new Delta Dental patients?
Yes, we are accepting new Delta Dental patients as an out-of-network provider. We charge the full amount to Delta patients at time of service and Delta will send a reimbursement check directly to you after they process your claim.
What insurance providers are you in-network with?
Our practice is not in-network with any dental insurances. We believe this allows us to spend the right amount of time with each patient and charge a fair amount for our services.
What is the benefit of out-of-network?
Out-of-network providers have more control over dental treatment and can use the best materials and latest technology to provide an individually customized treatment plan. There are also fewer surprise costs since insurance companies can downgrade or deny treatment at their whim.